Terms of Service
Last updated: December 28, 2025
Effective: December 28, 2025
Agreement to Terms
Welcome to Quantlendar. By accessing or using our service, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our service. These Terms apply to all visitors, users, and others who access or use the Service.
We may modify these Terms at any time. We will provide notice of significant changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.
Description of Service
Quantlendar is a personal finance calendar and planning application that allows users to:
- Track bills, expenses, and recurring payments
- Set and monitor savings goals
- Manage tasks and calendar events
- View financial forecasts and analytics
- Collaborate with household members (on applicable plans)
Important Notice
Quantlendar is a budgeting and planning tool only. It does not connect to your bank accounts, process payments, or provide financial advice. All data you enter is self-reported. We are not a financial institution and do not provide investment, tax, or financial advice.
Account Terms
Account Creation: You must provide accurate, complete, and current information when creating an account. You are responsible for maintaining the confidentiality of your account credentials.
Account Security: You are responsible for all activities that occur under your account. Notify us immediately if you become aware of any unauthorized use of your account.
Age Requirement: You must be at least 13 years old to use this Service. By using the Service, you represent that you meet this age requirement.
One Account Per Person: You may only maintain one account. Creating multiple accounts may result in termination of all accounts.
Subscription & Payment
Free Plan: Basic features are available free of charge with certain limitations as described on our pricing page.
Paid Plans: Additional features are available through paid subscription plans. By subscribing, you agree to pay the applicable fees.
Billing: Subscription fees are billed in advance on a monthly or annual basis, depending on your selected plan. Payments are processed securely through our payment processor.
Automatic Renewal: Subscriptions automatically renew unless cancelled before the end of the current billing period.
Refunds: We offer a 14-day money-back guarantee for first-time subscribers. After this period, subscription fees are non-refundable except where required by law.
Price Changes: We reserve the right to change subscription prices. We will provide at least 30 days notice of any price increase. Price changes will take effect at the start of your next billing cycle.
Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable laws
- Attempt to gain unauthorized access to the Service, other accounts, or computer systems
- Interfere with or disrupt the Service or servers connected to the Service
- Use automated systems, bots, or scripts to access the Service without permission
- Transmit viruses, malware, or other harmful code
- Impersonate any person or entity, or falsely state your affiliation with any person or entity
- Collect or store personal data about other users without their consent
- Use the Service to send spam or unsolicited communications
- Reverse engineer, decompile, or disassemble any part of the Service
Intellectual Property
Our Content: The Service, including its design, features, content, and underlying code, is owned by Quantlendar and protected by copyright, trademark, and other intellectual property laws.
Your Content: You retain all rights to the data you enter into the Service. By using the Service, you grant us a limited license to use, store, and process your data solely to provide the Service to you.
Feedback: If you provide feedback or suggestions about the Service, we may use that feedback without any obligation to you.
Disclaimers
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
No Financial Advice: Quantlendar does not provide financial, investment, tax, or legal advice. The information displayed in the Service is for general informational purposes only. Always consult with qualified professionals for financial decisions.
Data Accuracy: We do not guarantee the accuracy, completeness, or timeliness of calculations, projections, or other data displayed in the Service. You are responsible for verifying the accuracy of your financial information.
Availability: We do not guarantee that the Service will be uninterrupted, secure, or error-free. We may suspend or discontinue the Service at any time.
AI-Generated Content Disclaimer
Quantlendar uses artificial intelligence to provide insights and suggestions. These AI features are subject to the following limitations:
8.1 Not Financial Advice: AI-generated insights are for INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. We are not a registered investment adviser, broker-dealer, or licensed financial planner. AI outputs do not constitute financial, investment, tax, or legal advice.
8.2 No Professional Relationship: Use of AI features does not create a client-advisor, fiduciary, or any professional relationship between you and Quantlendar.
8.3 Accuracy Limitations: AI outputs may contain errors, inaccuracies, or be based on incomplete information. They should not be relied upon as the sole basis for financial decisions. Always verify AI-generated information independently.
8.4 Based on Your Data: AI insights are generated based solely on data you provide. The AI does not know your complete financial situation, risk tolerance, tax circumstances, or personal goals beyond what you enter.
8.5 Professional Consultation Required: Before making significant financial decisions, consult with qualified professionals including Certified Financial Planners (CFP), Certified Public Accountants (CPA), licensed attorneys, and Registered Investment Advisers.
8.6 Assumption of Risk: You acknowledge that all financial decisions you make are your sole responsibility. Quantlendar is not liable for any financial losses or damages resulting from your use of AI features or reliance on AI-generated content.
For complete details about our AI features, please read our AI Disclosure.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL QUANTLENDAR, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- Your access to or use of, or inability to access or use, the Service
- Any conduct or content of any third party on the Service
- Any content obtained from the Service
- Unauthorized access, use, or alteration of your transmissions or content
OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US, IF ANY, IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE DATE THE CLAIM AROSE.
Indemnification
You agree to defend, indemnify, and hold harmless Quantlendar and its officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any third-party rights.
Termination
By You: You may terminate your account at any time by contacting us or using the account deletion feature in your settings.
By Us: We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Effect of Termination: Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Governing Law & Disputes
Governing Law: These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Quantlendar operates, without regard to its conflict of law provisions.
Dispute Resolution: Any disputes arising from these Terms or your use of the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with applicable arbitration rules.
Class Action Waiver: To the extent permitted by law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
General Provisions
Entire Agreement: These Terms constitute the entire agreement between you and Quantlendar regarding the Service and supersede all prior agreements.
Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations without restriction.
Contact Us
If you have any questions about these Terms of Service, please contact us:
Contact Us