Quantlendar is an AI-powered financial calendar that helps you track bills, import bank transactions, manage savings goals, and get personalized spending insights.

Is Quantlendar free to use?

Yes! Quantlendar offers a free plan with core features. Premium plans (Plus at $7.99/mo and Pro at $12.99/mo) unlock advanced features like AI insights, unlimited bills, and detailed reports.

How do I import my bank transactions?

You can import transactions by copying and pasting text from your bank website, or by uploading a screenshot of your bank statement. Our AI will automatically parse and categorize your transactions.

Is my financial data secure?

Yes. Quantlendar uses bank-level encryption and secure cloud infrastructure. We never store your bank login credentials, and all data is encrypted in transit and at rest.

Can I use Quantlendar on my phone?

Yes! Quantlendar is a Progressive Web App (PWA) that works on any device. You can install it on your phone for a native app-like experience, with offline support and push notifications.

AI Disclosure | Quantlendar

Overview

Quantlendar uses artificial intelligence (AI) to provide personalized insights, suggestions, and analysis based on the financial data you enter. This document explains how our AI features work, what data we use, and the limitations of AI-generated content.

Key Point: All AI features are optional and are designed to help you organize and understand your finances. They do not provide financial advice.

Important: Not Financial Advice

Quantlendar's AI-powered insights are for informational and educational purposes only.

We are NOT:

A registered investment adviser under the Investment Advisers Act of 1940
A broker-dealer registered with the SEC or FINRA
A licensed financial planner, CPA, or tax professional
A fiduciary with respect to your financial decisions

You should consult qualified professionals before making significant financial decisions:

• Certified Financial Planners (CFP) for financial planning
• Certified Public Accountants (CPA) for tax matters
• Licensed attorneys for legal matters
• Registered Investment Advisers for investment decisions

What Our AI Features Do

Bill Parsing & Entry

Our AI can parse natural language descriptions like "Pay rent $1500 monthly on the 1st" and automatically extract bill details. This helps speed up data entry but you should always verify the extracted information.

Cash Flow Insights

Based on your entered bills and income, our AI calculates projected cash flow and identifies potential issues like upcoming tight periods. These projections are estimates based solely on data you provide.

Subscription Audit

Our AI identifies recurring subscriptions from your bill list and flags ones that may be unused or duplicated. The decision to cancel any subscription is entirely yours.

Smart Scheduling

Based on your payday schedule, our AI suggests optimal bill payment dates to balance your cash flow. These are suggestions only—you decide when to pay your bills.

How We Use Your Data

Our AI features analyze the following self-reported data:

Bill names, amounts, and due dates
Income amounts and pay schedules
Savings goals and deposits
Task descriptions and notes

What we do NOT store:

• Bank account numbers or routing numbers
• Full credit card numbers
• Social Security Numbers
• Passwords or login credentials to financial institutions
• Actual transaction data from your bank

Privacy & Security

Encryption: All data is encrypted in transit (TLS 1.3) and at rest (AES-256).

Data Isolation: Your data is isolated within your account and is never shared with other users.

AI Processing: AI analysis is performed using third-party AI services. When we send data to generate insights, we never include personally identifiable information (PII) beyond what is necessary for the specific feature.

No Third-Party Sharing: We do not sell or share your financial data with third parties for advertising or marketing purposes.

AI Limitations & Accuracy

Our AI features have inherent limitations:

Not 100% Accurate: AI-generated content may contain errors, inaccuracies, or be based on incomplete information.
Based on Your Data: Insights are only as good as the data you provide. Incomplete or inaccurate data will result in less useful insights.
No Personal Context: The AI does not know your complete financial situation, risk tolerance, tax circumstances, or personal goals beyond what you tell it.
Not Real-Time: Projections are based on data at the time of analysis and may not reflect changes you make afterward.
General Patterns: The AI identifies patterns but cannot predict unexpected expenses, income changes, or life events.

Your Rights & Choices

Opt-Out: AI features are optional. You can use Quantlendar's core calendar and tracking features without enabling AI insights.

Data Control: You can view, edit, or delete any data you've entered at any time through your account settings.

Dismiss Insights: You can dismiss any AI-generated insight if you find it unhelpful or irrelevant.

Revoke Consent: You can revoke your AI consent at any time by contacting support. This will disable AI features for your account.

Questions?

If you have questions about our AI features or this disclosure, please contact us. We're happy to explain how any feature works.

AI Disclosure